As you’ve likely inferred, Smishing is a playful nickname for a tactic that combines “SMS texting” and “phishing.” Scam artists are sending deceptive text messages to phones to lure us into a devious trap. The texts appear as realistic messages from such places as your bank or favorite phone app. In reality, they’re a way for cybercriminals to exploit your personal data.
Imagine that your phone receives a text from your bank that reads,
“This is Sally from XYZ Bank, informing you of an over expenditure on your credit card. Please verify this expenditure.”
The link they provide will send you to a landing page that resembles your financial institution’s log-in page, and as soon as you hit enter with filled in credentials, your personal and financial data is readily available to the bad guys.